Planning

An Unforgettable Memorial Takes Planning


Many people don’t realize that there are endless possibilities when planning a funeral or memorial service. But by making your arrangements in advance, you can plan a service or memorial that truly reflects your special life. From location to music to food and special mementos—the choices and details are up to you. A thoughtful, well-planned final event...
Read More

FAQs on Texas Wills


1.  Do I Even Need a Will? When a person dies without a will, his property is divided according to Texas intestacy laws.  While these laws are designed to “fill in the gaps,” your property may be distributed in unexpected and undesired ways.  For instance, most people assume that their spouse will receive everything; however, in...
Read More

Tune Out the Financial Static, Turn On to the 2016 Investor Guide


The State Securities Board’s newest version of the Texas Investor Guide has landed, bigger and better than ever. The 2016 edition of the Texas Investor Guide: Strategies for Investing Wisely and Avoiding Financial Fraud, has been substantially revised and expanded to help investors – beginning and more experienced – understand the time-tested principles of investing and...
Read More

Honoring Veterans With Financial Education Guides and the Top Resources for Military


Financial education publications for veterans and active military, and a guide to the leading resources for the military, highlight the Texas State Securities Board’s commitment to the nation’s armed forces on this Veterans Day. Two publications – Veterans Handbook: Tactics for Civilian Life and A Salute to Smart Investing – provide veterans, active military, and their...
Read More

To Will or Not to Will…Is that the Question?


There are many misconceptions out there about Wills and Estate Planning. Here are our top five: I don’t need a Will because my spouse/civil partner will get everything when I die; and, My Estate is too small for a Will. Probate Law is complex when someone dies with no Will because Intestacy Rules govern which of your family...
Read More

Myths vs. Facts About Reverse Mortgages (HECM)


MYTH: I am not eligible if I already have a mortgage. FACT: The most common reason for reverse mortgages are to pay off home loans. MYTH: If I get a reverse mortgage, the lender owns my home. FACT: Homeowners still retain title to their homes.  It is simply used as collateral for the loan, just like any mortgage. ...
Read More

Preserving The Story of Your Loved One’s Life


Creating meaningful ways to pay tribute to a loved one begins with compassion and is shaped by the understanding that each life is truly unique. There is no greater responsibility than honoring and preserving the story of one’s life. The key to turning a funeral into a celebration of the life lived is through personalization. This...
Read More

Are Your Children Financially Literate?


Your children may be at risk of making some serious financial mistakes. Talking to them about finances has become less about the nuts and bolts of money and more about putting money’s importance in the correct context. Women are at particular risk. The U.S. Department of Labor reports that only 45% of working women ages 21-64...
Read More

Looking For Ways to Save Money on Your Insurance? Don’t Make These Five Mistakes!


Article provided by Insurance Information Institute Following are the five biggest auto, home, flood and renters insurance mistakes consumers can make, along with suggestions for some better ways to save money:      1. Insuring a home for its real estate value rather than for the cost of rebuilding. When real estate prices go down, some homeowners...
Read More

PROBATE IS VOLUNTARY! How To Avoid Probate, Courts and Lawyers


What is probate: Probate is the court administered distribution of the assets of someone who died. Simple? No! Almost everyone familiar with probate tries to avoid it. Today, we have a relatively inexpensive and uncomplicated way to avoid attorneys (fees) and courts (costs) when someone dies. And that is why probate is voluntary. Why should you...
Read More
Page 1 of 212